Is this real? Check it yourself.

Go to public.courts.in.gov/mycase. It's run by the Indiana judiciary (notice the .gov), it's free, and it doesn't ask you to sign up.

With a cause number, use the Case tab and type it exactly, like 49D04-2608-CC-047424. Without one, use the Name tab with your last and first name, and pick your county (Indianapolis is Marion County).

The case summary shows who is suing you, the court, the date filed, and every step so far. CC in the number means civil collection, a debt lawsuit. "Service Returned Served" means the clock on your Answer is running.

In most civil collection cases you have 20 days after being served (23 if by mail) to file a written Answer. Count it exactly, free. Miss it, and the collector can ask for a default judgment.

Go to courts.mo.gov/casenet. It's run by the Missouri judiciary (notice the .gov), it's free, and it doesn't ask you to sign up.

With a case number, choose Case Number and type it exactly, like 26SL-AC34719 (St. Louis County) or 2616-CV32748 (Jackson County). Without one, choose Litigant Name, type your last and first name, and pick your county's court.

The case header shows who is suing you, the court and the date filed. The Docket Entries tab lists every step — and the petition and summons are there as PDFs you can open. "Hearing Scheduled" is your court date. A summons return shows whether the sheriff has served you yet.

In these cases there is no 20-day count: the summons sets a court date 10 to 60 days after service, written defenses are due by then, and not appearing that day is a default judgment. See what your date means, free.