Every one of these cases ends the same way if you do nothing: a default judgment, then a share of your paycheck. Both states give you a way to respond, and both put a clock on it. We read your court record, tell you the date that applies, and prepare your court-ready response for a flat $149.
Start here
The rules that decide what happens next are different in each state. Pick yours: the page that opens has a free case lookup, the deadline that actually applies to you, and what the law gives you — every line with the rule it comes from.
Indiana
Missouri
Sued somewhere else? Text us anyway — if we can't help, we'll say so and point you to who can.
The package
You review it, you sign it, you file it, you stay in control. We don't give legal advice or promise an outcome — we prepare the documents you choose to file, and we get the details right.
About us
MyCivilHelp is the Indiana and Missouri service of Tx Civil Help Inc, which has prepared debt-defense documents for people sued by debt buyers since 2025. We are not a law firm and we will never pretend to be one.
Founder & software developer
Uma founded Tx Civil Help in 2025 after seeing how routinely people lose debt cases by default: beaten by a missed deadline rather than by the facts. The company was built around a single idea: the paperwork that protects you shouldn't cost more than the debt you're being sued over.
He wrote the software that reads the public docket, counts the deadline and prepares each package, and he sets how we operate: flat, published pricing instead of hourly billing, plain English instead of legalese, and a written reply to every person who contacts us, whether or not they ever become a client.
Uma is not an attorney, and we do not give legal advice. We prepare court documents at your direction.
View founder profile on LinkedInWe'd rather you pick the right option than the one that pays us. Here is every route, including the free ones.
Court filings are public record from the day they're filed. We read the public dockets — Indiana's at mycase.in.gov, Missouri's on Case.net — the same records you can search yourself, which is exactly why we hand you the case number and ask you to check.
Then you're in the best position of anyone reading this. In both states the clock starts when you're served — Indiana's 20 days, Missouri's court date — so you can have the response ready and file it the moment it does.
Yes — that is our fee, not the debt. No hourly billing, no percentage, no charge for questions. In Indiana, filing an Answer costs nothing at the courthouse; where a court charges a filing fee, we tell you what it is before you pay us.
Plenty of people do, and filing an Answer is still worth it. An Answer doesn't claim you owe nothing — it requires the plaintiff to prove its case: that it actually owns your debt, and that the amount is right. Debt buyers purchase accounts in bulk and the paperwork is often thin.
It also keeps you in the conversation. A defendant who shows up can discuss the case; a default judgment is simply entered against you.
Not necessarily. Both states let a person ask the court to set a default judgment aside in certain situations, for example when the papers never properly reached you, within time limits that depend on the reason. Whether that applies to you depends on the record. Text us the case number and we'll tell you what the docket shows and what the options are, at no charge.
Tx Civil Help Inc, a Texas corporation founded in 2025 by Uma Maheshwar Reddy Thipparthi, who runs it today. You can reach us at [email protected] or by text at (888) 396-7107. Texas is where we started; Indiana and Missouri are where we work next.
Before you trust us
A text about a lawsuit from a company you've never heard of should make you suspicious. Every item below is a record we don't control. Check them, then decide.
Tx Civil Help Inc is a Texas corporation, Secretary of State file no. 806499657, at 5900 Balcones Dr #13025, Austin, TX 78731. Search the name on the Texas Comptroller's own site.
Search the Texas ComptrollerUma Maheshwar Reddy Thipparthi founded the company in 2025 and runs it today. His professional profile is public, and the company he runs is the one that will be preparing your documents.
Uma on LinkedInWe only know what the court published. Check the case number yourself on the site run by your state's judiciary: mycase.in.gov for Indiana, Case.net for Missouri.
Open mycase.in.gov Open Case.netCard details never come to us. The receipt says Tx Civil Help Inc, the charge is $149, once, and there is no subscription. The Texas site takes payment the same way.
See the Texas siteStep-by-step instructions for both states' sites, and a case-number lookup, are on the verify page.
Text message updates
Give us your mobile number and we'll text you about your case — deadline reminders, answers to your questions, and confirmation when your documents are ready. This is opt-in: we only text people who ask us to.
How you opt in. We send text messages only to people who have asked us to: by submitting the form on this page, by texting us first, or by giving us your mobile number when you contact us by email or through this site. We do not send text messages to people who have not opted in.
What we send. Case notifications, deadline reminders, replies to your questions, and confirmation when your documents are ready. Message frequency varies by your case. Message and data rates may apply.
How to stop. Reply STOP to any message and we stop immediately and permanently. Reply HELP for help, or email [email protected]. You can also opt out at any time by emailing us.
Your privacy. We never sell, rent, or share your mobile number with third parties, and we do not share it for marketing purposes. Carriers are not liable for delayed or undelivered messages. We honor the Indiana and Missouri no-call lists.
Questions: [email protected] · MyCivilHelp is a service of Tx Civil Help Inc, 5900 Balcones Dr #13025, Austin, TX 78731.
General information, not legal advice. Text (888) 396-7107.
